UPSC Previous Year Question | Mains GS2 | 2021

Can the vicious cycle of gender inequality, poverty and malnutrition be broken through microfinancing of women SHGs? Explain with examples. (Answer in 150 words)

Answer

Introduction

Women’s SHGs can weaken the poverty–malnutrition cycle by combining credit, collective agency and social mobilisation, but finance alone is insufficient.

Pathways

Pathways

  • Income and savings improve food security, healthcare access and women’s bargaining power.
  • Group meetings spread knowledge on sanitation, maternal care, breastfeeding and entitlements.
  • Collective procurement, livelihoods and links with schemes such as NRLM create resilience.

Conditions

Conditions

  • Affordable credit, market access, financial literacy and protection from over-indebtedness are necessary.
  • Nutrition outcomes require childcare, toilets, safe water, diverse food and functional health services.
  • Men’s engagement and institutional support must address unpaid care and patriarchal control.

Keywords

Keywords: constitutional values; governance; public institutions; accountability; inclusive development.

Topics: microfinance and nutrition, self-help groups, social justice, women and development