UPSC Previous Year Question | Prelims GS | 2024

With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements: 1. The entry age group for enrolment in the scheme is 21 to 40 years. 2. Age-specific contribution shall be made by the beneficiary. 3. Each subscriber under the scheme shall receive a minimum pension of ₹3,000 per month after attaining the age of 60 years. 4. Family pension is applicable to the spouse and unmarried daughters. Which of the statements given above is/are correct?

  1. 1, 3 and 4
  2. 2 and 3 only
  3. 2 only
  4. 1, 2 and 4

Answer

Correct Answer

2 and 3 only

Explanation

Statement 1 is incorrect: PM-SYM enrolment is open to eligible unorganised workers aged 18 to 40 years, not 21 to 40. Statement 2 is correct because the beneficiary makes an age-specific monthly contribution, matched by the Central Government. Statement 3 is correct: an eligible subscriber receives a minimum assured pension of ₹3,000 per month after attaining 60 years of age. Statement 4 is incorrect because the family pension benefit is payable to the spouse, not to unmarried daughters as a separate eligible category. Therefore, statements 2 and 3 are correct.

Topics: contributions and pension benefits, eligibility, governance, pradhan mantri shram yogi maan-dhan, social security schemes